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Have You Considered a Home Equity Line of Credit?

Have You Considered a Home Equity Line of Credit?

by Harpreet Sandhu | Feb 7, 2020 | Blog, Economy, Homeownership, Mortgage

There’s no doubt that your home is an extremely valuable investment – not only because of what it offers in terms of a place for you and your family to live, grow and prosper, but also thanks to the flexibility it provides for tapping into your ever-growing equity.   ...
What Type of Home Should You Buy?

What Type of Home Should You Buy?

by Harpreet Sandhu | Jan 17, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

The decision to become a homeowner represents a significant milestone. It’s, therefore, extremely important to consider all your options when it comes to the different types of available homes to ensure you find the right one that fulfills as many of your personal and...
How Important is Mortgage Portability?

How Important is Mortgage Portability?

by Harpreet Sandhu | Jan 3, 2020 | Blog, Finance, Homeownership, Mortgage

The most popular mortgage selected by Canadians is the five-year fixed-rate option. While this isn’t always the best choice, it’s definitely the most common. But a lot can happen in five years. What if you need to buy a bigger home to accommodate your growing family...
How Can a Co-Signer Help Your Mortgage Approval?

How Can a Co-Signer Help Your Mortgage Approval?

by Harpreet Sandhu | Nov 15, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

How Can a Co-Signer Help Your Mortgage Approval?   If you’re experiencing difficulty meeting traditional lender mortgage guidelines thanks to such factors as a credit blemish or simply because ‘life happened’ (divorce, illness, job loss, etc), you may benefit from...
Is Your Mortgage Coming Up for Renewal? Be Sure to Negotiate!

Is Your Mortgage Coming Up for Renewal? Be Sure to Negotiate!

by Harpreet Sandhu | Sep 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

Prior to securing your first mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. So, before your mortgage reaches its maturity date (in five years or however long it has been set), it’s...
What Are My Mortgage Repayment Options?

What Are My Mortgage Repayment Options?

by Harpreet Sandhu | Sep 6, 2019 | Blog, Finance, Homeownership, Mortgage

Not only is it important to choose the right mortgage product and rate that’s catered to your unique needs, but it’s also vital to repay your mortgage in a way that will save you the most money.   The schedule you choose for your mortgage repayment can have a...
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