by Harpreet Sandhu | Oct 31, 2025 | Blog, Mortgage
When it comes to choosing the right mortgage, there’s no one-size-fits-all answer. From fixed to variable, short-term to long-term, the best option truly depends on you – your lifestyle, comfort level with risk and long-term financial goals. A fixed-rate mortgage, for...
by Harpreet Sandhu | Oct 11, 2025 | Homeownership, Mortgage
If you’re new to Canada, welcome! You’ve already taken one of the biggest and most exciting steps in your life. Building a new home, career and community takes courage, and homeownership is often a big part of that dream. The good news is, even if you don’t have an...
by Harpreet Sandhu | Sep 19, 2025 | Blog
When most people think about mortgages, the first thing that comes to mind is the interest rate. And while rates are important, they’re only one piece of the puzzle. What many homebuyers don’t realize is that lenders don’t look at every property or market in the same...
by Harpreet Sandhu | Sep 6, 2025 | Blog, Mortgage
Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
by Harpreet Sandhu | Aug 22, 2025 | Blog
When your mortgage term comes to an end, you’ll face an important decision: Should you renew with your current lender or switch to a new one? While it may seem like a straightforward process, this choice can have a significant impact on your financial future, so it’s...
by Harpreet Sandhu | Aug 1, 2025 | Blog, Mortgage
If you’re a homeowner, you may have more financial flexibility than you realize – especially when it comes to supporting your children. Whether they’re ready to buy their first home or heading off to college or university, the equity in your home could play a key role...
by Harpreet Sandhu | Jul 18, 2025 | Blog, Finance
If you’re thinking about buying a home, renewing your mortgage or just trying to make sense of where the market is headed, you’re not alone. Every year, Mortgage Professionals Canada releases a report that takes the pulse of Canadians – how we’re feeling about...
by Harpreet Sandhu | Jul 4, 2025 | Blog, Homeownership
When most people think about accessing their home equity, it’s usually during times of financial stress such as unexpected expenses, job loss or the need for major home repairs. But your equity isn’t just a safety net. It’s also a powerful tool for growth. In other...
by Harpreet Sandhu | Jun 20, 2025 | Blog, Homeownership
There’s good news for first-time homebuyers! On May 27th, 2025, the federal government introduced legislation to provide a 100% rebate on the 5% GST (federal portion of HST) for first-time buyers of new or substantially renovated homes up to $1 million – potentially...
by Harpreet Sandhu | Jun 6, 2025 | Blog, Homeownership
If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
