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Fresh Financial Start to a New Year

Fresh Financial Start to a New Year

by Harpreet Sandhu | Jan 1, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

Many of us drew a collective sigh of relief when putting 2020 behind us, concentrating on the hope for better days to come in 2021. From a financial perspective, 2020 definitely had its challenges. One of the best ways to benefit from a new year is to look at ways to...
Don’t Forget Monthly Carrying Costs When Buying a Home

Don’t Forget Monthly Carrying Costs When Buying a Home

by Harpreet Sandhu | Dec 18, 2020 | Blog, Economy, Homeownership, Mortgage

Ensuring homeownership remains an affordable option stretches well beyond monthly mortgage payments. There are numerous recurring expenses known as ‘carrying costs’ that help you maintain your investment and, therefore, must be factored into your budget to avoid...
How Do I Know How Much I Can Spend on a Home?

How Do I Know How Much I Can Spend on a Home?

by Harpreet Sandhu | Dec 4, 2020 | Blog, Finance, Homeownership, Mortgage

Determining what you can comfortably afford to spend on a home is important to define well before you head out home shopping. Otherwise, you could waste time looking at homes that stretch you outside your financial comfort zone or, worse yet, are completely beyond...
Becoming a First-Time Homebuyer & Landlord at Once

Becoming a First-Time Homebuyer & Landlord at Once

by Harpreet Sandhu | Nov 28, 2020 | Economy, Finance, Homeownership, Mortgage

Becoming a First-Time Homebuyer & Landlord at Once   In Canada, there are nearly 4.5 million adults and families who live in rental housing – representing approximately one third of total households. If you’re looking to purchase a home, particularly your first,...
How Does Skipping a Mortgage Payment Work?

How Does Skipping a Mortgage Payment Work?

by Harpreet Sandhu | Nov 6, 2020 | Blog, Economy, Homeownership, Mortgage

How Does Skipping a Mortgage Payment Work?   Many lenders provide the option for you to skip a mortgage payment each year to help alleviate those tight financial months where everything seems to come due at once. But this also may be an option to help you push your...
How Working from Home Affects Homeownership

How Working from Home Affects Homeownership

by Harpreet Sandhu | Oct 2, 2020 | Blog, Mortgage, Productivity

The arrival of COVID-19 has fundamentally changed the way we live our lives – from the way we work, think, dress, shop and interact with others. As a society, we’re also spending more time in our homes than ever before. The days of leaving the house from 9 to 5,...
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