by Harpreet Sandhu | Mar 21, 2025 | Blog, Mortgage
A portable mortgage can be a game-changer for homebuyers and homeowners, particularly if you’re anticipating changes in your housing needs and require extra flexibility before your term is up. It’s important to be aware that not all mortgages come equipped with this...
by Harpreet Sandhu | Mar 7, 2025 | Blog, Mortgage
With rising home prices and increased costs of living, more Canadians are relying on assistance from family and friends to help make homeownership a reality. A recent report from CIBC says that 31% of first-time homebuyers received financial support from family...
by Harpreet Sandhu | Feb 7, 2025 | Blog, Mortgage
The most commonly accepted co-signers are parents or other close relatives. It’s also possible to have more than one person co-sign a mortgage. Ultimately, the lender must feel comfortable that the co-signer(s) will help lessen the risk associated with repaying the...
by Harpreet Sandhu | Dec 6, 2024 | Blog, Mortgage
Planning your mortgage renewal strategy early with your mortgage agent can prove very beneficial. A proactive approach ensures you’re fully prepared to secure the best possible terms and set yourself up for success throughout your next mortgage term. Here are some key...
by Harpreet Sandhu | Nov 15, 2024 | Blog, Homeownership, Mortgage
If you’re self-employed, chances are, you’ve found that securing a mortgage can be more complex than it is for salaried individuals. Lenders often scrutinize your income more rigorously, which can prove challenging. This is another great example where a mortgage agent...
by Harpreet Sandhu | Oct 18, 2024 | Homeownership, Mortgage
We’re welcoming news of many important mortgage changes coming into effect in the next few months. The latest announcement by the federal government will see mortgage changes rolled out aimed at addressing the housing shortage by supporting the construction of...
