by Harpreet Sandhu | Apr 4, 2025 | Blog, Homeownership
In today’s economic climate, many Canadians are feeling the pinch of rising mortgage payments and overall affordability. If you’re finding it hard to keep up with your mortgage, rest assured, you’re not alone. The good news is that there are several steps you can take...
by Harpreet Sandhu | Feb 21, 2025 | Blog, Homeownership
Planning renovations that make your home more user-friendly and comfortable for your family is exciting. Using home equity to fund these projects may be an excellent financial strategy as you won’t have to tap into savings or take on high-interest debt. Home equity is...
by Harpreet Sandhu | Nov 15, 2024 | Blog, Homeownership, Mortgage
If you’re self-employed, chances are, you’ve found that securing a mortgage can be more complex than it is for salaried individuals. Lenders often scrutinize your income more rigorously, which can prove challenging. This is another great example where a mortgage agent...
by Harpreet Sandhu | Oct 18, 2024 | Homeownership, Mortgage
We’re welcoming news of many important mortgage changes coming into effect in the next few months. The latest announcement by the federal government will see mortgage changes rolled out aimed at addressing the housing shortage by supporting the construction of...
by Harpreet Sandhu | Sep 6, 2024 | Blog, Economy, Homeownership
We’re finally getting some great news on the inflation – and, consequently, the interest rate – front! Canada’s inflation rate continued its downward trajectory in July, with the headline Consumer Price Index (CPI) slowing to 2.5%, according to Statistics Canada. This...
by Harpreet Sandhu | Jun 7, 2024 | Blog, Homeownership
Private mortgage options have become increasingly more popular thanks to stringent stress test mortgage qualification rules required by traditional lenders such as banks, increased inflation and higher interest rates. It’s just one more option your mortgage agent can...
