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Up, Down, Change, No Change… What’s Going on with Interest Rates?

Up, Down, Change, No Change… What’s Going on with Interest Rates?

by Harpreet Sandhu | Jun 7, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

Every six weeks, the Bank of Canada (BoC) meets to decide which direction, if any, interest rates should take. The state of the economy, inflation, household debt and commodity prices are just some of the factors that play a role in this decision.   In order to help...
Looking for a Mortgage? You Have Options!

Looking for a Mortgage? You Have Options!

by Harpreet Sandhu | May 3, 2019 | Economy, Finance, Homeownership, Mortgage

When you’re in the market for a mortgage, it’s important to understand the value of working with an independent mortgage agent who can offer you a full spectrum of solutions catered to your unique needs. Homeownership has become increasingly difficult for many...
Using Common Spending Habits to Accelerate Mortgage Repayment

Using Common Spending Habits to Accelerate Mortgage Repayment

by Harpreet Sandhu | Jul 2, 2018 | Blog, Finance

Whether you are looking to save a downpayment for your first home or you would like to pay down your existing mortgage just a little more quickly, the secret to getting ahead might just be in managing your spending habits. Nestwealth, a Canadian wealth management...
10 Money Mistakes Millionaires Don’t Make

10 Money Mistakes Millionaires Don’t Make

by Harpreet Sandhu | Apr 16, 2018 | Blog, Finance, Guest Post

So you want to be a millionaire. Sigh, don’t we all.  It might feel like a lofty goal but it turns out the underlying principles millionaires follow when it comes to their money are pretty basic. Some of them are downright boring. But they obviously work, so let’s...
If You’ve Ever Tried and Failed at Budgeting

If You’ve Ever Tried and Failed at Budgeting

by Harpreet Sandhu | Mar 1, 2018 | Blog, Finance, Guest Post

This article was written by Sandi Martin from Spring Personal Finance and was originally published on Spring the Blog July 21st 2015, but it was so good we wanted to share it on our blog as well! If you’ve ever tried and failed at budgeting, or if you’ve...
Saving for a Downpayment? Some Advice Along the Way!

Saving for a Downpayment? Some Advice Along the Way!

by Harpreet Sandhu | Nov 1, 2017 | Blog, Finance, Mortgage

If you are looking to purchase a property in the next while, you probably already know that you need at least 5% of the purchase price as a downpayment. Saving a bigger downpayment, let’s say 10%, certainly increases your chances of securing financing. While...
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