by Harpreet Sandhu | Jun 28, 2016 | Blog
Since at least 2008, there have been repeated bursts of commentary that there is a housing bubble in Canada. Those comments have generally assumed that rapid growth in house prices (or a rising ratio of house prices versus incomes or of house prices versus rents) is...
by Harpreet Sandhu | May 31, 2016 | Blog, CMHC
It’s been said that talking about the Canadian Housing Market is like talking about the weather in Canada. “How’s the weather in Canada today”? seems like a rather odd question, it all depends where you are! Similarly, the Canadian Mortgage and...
by Harpreet Sandhu | May 10, 2016 | Blog, Mortgage
Non-bank lenders rely heavily on securitization (selling mortgages to investors to raise money). They then lend that money out to new borrowers. This July, that’s about to get a whole lot more complicated…and costly. Big changes are afoot in the mortgage business, and...
by Harpreet Sandhu | Mar 22, 2016 | Blog, Video
Everything You Need to Know! Have you heard about a First Time Home Buyers Tax Credit, but aren’t sure what it is or if you qualify? You are in the right place! The Government of Canada recently published this video on their website to explain the First Time...