by Harpreet Sandhu | Feb 17, 2024 | Blog, Homeownership
Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process. Home equity is...
by Harpreet Sandhu | Feb 2, 2024 | Blog, Homeownership, Mortgage
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that can make...
by Harpreet Sandhu | Jan 19, 2024 | Blog, Homeownership, Mortgage
Becoming a first-time homebuyer is an exciting yet sometimes daunting experience, especially when navigating the complex world of mortgages on your own. Many first-time homebuyers find themselves overwhelmed by the pure volume of options available. Fortunately, your...
by Harpreet Sandhu | Jan 5, 2024 | Blog, Economy
For many Canadians, 2023 was a tough year thanks to high inflation and interest rates, and we’re ready to put it far behind us with the hope of a brighter year ahead. The good news is that economists are suggesting borrowing costs may have already peaked. After three...
by Harpreet Sandhu | Dec 17, 2023 | Blog, Finance, Homeownership, Mortgage
Whether you’re becoming a homeowner for the first time or purchasing another property, this is an exciting time. But it also requires some work on your end in order to ensure the mortgage process runs as smoothly as possible. While it may appear as though you have to...
by Harpreet Sandhu | Dec 1, 2023 | Blog, Finance
In the spirit of the holidays, it’s easy to get caught up with the excitement of festive decorations, gift-giving, entertaining and gatherings with loved ones. But it’s important to stay on budget so you start 2024 off without financial regrets. Following are some...