by Harpreet Sandhu | Feb 5, 2021 | Blog, Economy, Homeownership, Mortgage
While the interest rate isn’t the only consideration to keep in mind when choosing the mortgage that best meets your needs, it’s important to understand your options. The interest rate will have a direct impact on the overall cost of your mortgage – the higher the...
by Harpreet Sandhu | Jan 15, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
It’s always great to have an alternative option, right?! This theory holds true when it comes to your mortgage choices as well – the broader selection your mortgage agent offers, the more likely you’ll be to secure a mortgage that meets your unique needs. An...
by Harpreet Sandhu | Jan 1, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
Many of us drew a collective sigh of relief when putting 2020 behind us, concentrating on the hope for better days to come in 2021. From a financial perspective, 2020 definitely had its challenges. One of the best ways to benefit from a new year is to look at ways to...
by Harpreet Sandhu | Dec 18, 2020 | Blog, Economy, Homeownership, Mortgage
Ensuring homeownership remains an affordable option stretches well beyond monthly mortgage payments. There are numerous recurring expenses known as ‘carrying costs’ that help you maintain your investment and, therefore, must be factored into your budget to avoid...
by Harpreet Sandhu | Dec 4, 2020 | Blog, Finance, Homeownership, Mortgage
Determining what you can comfortably afford to spend on a home is important to define well before you head out home shopping. Otherwise, you could waste time looking at homes that stretch you outside your financial comfort zone or, worse yet, are completely beyond...
by Harpreet Sandhu | Nov 6, 2020 | Blog, Economy, Homeownership, Mortgage
How Does Skipping a Mortgage Payment Work? Many lenders provide the option for you to skip a mortgage payment each year to help alleviate those tight financial months where everything seems to come due at once. But this also may be an option to help you push your...
