by Harpreet Sandhu | May 3, 2019 | Economy, Finance, Homeownership, Mortgage
When you’re in the market for a mortgage, it’s important to understand the value of working with an independent mortgage agent who can offer you a full spectrum of solutions catered to your unique needs. Homeownership has become increasingly difficult for many...
by Harpreet Sandhu | Apr 12, 2019 | Homeownership, Mortgage
Spring’ s finally here! This bright new season typically brings with it a sense of rejuvenation and motivation. If you’re like most people, you’ll likely undertake a spring cleaning of your home after it has been closed up all winter. But, did you know that it’s just...
by Harpreet Sandhu | Apr 1, 2019 | Blog, Mortgage
The simple answer to this question is no. In order to secure mortgage financing in Canada you have to come up with at least a 5% downpayment. Now, if you haven’t set aside the 5% for a downpayment in your savings account, that is okay. There are still a few ways...
by Harpreet Sandhu | Mar 18, 2019 | Blog, Mortgage
Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The most recent government rule changes and tightening of mortgage qualification isn’t making things easier. If you seem to...
by Harpreet Sandhu | Mar 6, 2019 | Blog
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. Recent data suggest that the slowdown in the global economy has been more pronounced and widespread...